I am on ow. Have been having serious problems with the tenants above us. They struggle with addiction, there have been threats, Much police involvement., huge amount of stress. I held back some rent with the intent to move. The problems upstairs have caused me a lot of stress and brought up some ptsd issues from the past. I ended up spending the rent. I’ve since sought help from CMHA and got on the housing list. I have paid my rent the last two months but my landlord is to the point he’ll have to take action. I don’t have a N4 but I just emailed him and he said he can get me one if needed. I do have a email from him regarding the amount owing.

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